Tuesday, September 20, 2011


Well, life is slowly but surely starting to turn around. It got real dark around these parts, but the sun is coming up and I'm starting my comeback.

I was offered two positions, and for a short while, accepted both of them. Unfortunately, scheduling conflicts led me to resign from one so that I can pursue a career with the other. I seem to have landed with a good company. I'm in a brand new field, completely unrelated to Finance in any way. I'm looking to sever any and all ties with Wall Street, which is no longer a bastion of honor, pride and decency. The industry has become quite ugly and I really want to wash it from my life.

While the struggles continue, they don't seem so insurmountable. I got a lot of consideration and assistance from some very understanding companies, American Water, NJ Natural Gas and Verizon for example. They've been very patient with my situation and worked well with us.

We applied for NJ Family Care for temporary medical insurance, and while the application process was one of the biggest runarounds I have ever, ever been involved with, persistence eventually paid off and I was able to secure health insurance to protect my children. We also applied for Food Stamps, but that process was one of the worst experiences of my life. At one point, "jurisdiction" over my case was transferred from one location to another, and they simply lost my paperwork. Months went by with no help from them, but now we don't need them anyway. I wish the Governor Christie's office was aware of what a sham that program is. People down on their luck certainly don't need to be subjected to that sort of torture, bureaucracy at its finest.

So for a few months, it was a lot of ups and downs, but a lot of businesses did their best to help us out and help us through. You just have to get past the phone jockeys at these places and get through to someone with a brain. I was able to do that with quite a few companies.

On the other hand, some companies showed no compassion whatsoever.

Cablevision proved itself to be a very ugly, cold and money hungry corporation (as if there were ever any doubt?) They offered zero negotiation room. They allowed no discussion, no compromise, they were cold-blooded and simply shut us down. But we can live without their TV services. Their internet service will not be missed, since it didn't work a majority of the time, anyway. And their internet phone service was something we never used at all because it too was unreliable. We're going to get good service from Verizon, a good and decent group of people and allow Cablevision to suck blood from somewhere else. I can't say they disappointed me because I never expected them to be decent.

Which brings me to two debt collection companies (which laughingly call themselves "Attorneys at Law"). Two of these have done nothing to improve the slimy image of lawyers in this country. Saldutti, Esq (haha, that's a laugh) and Pressler & Pressler LLC harassed and annoyed my family 7 days a week (including holidays) with phone calls and an endless supply of letters. These parasites were not to be dealt with. They wanted their money and that was it.

I figure the only way to beat down a slimy lawyer is to find a better lawyer, and we have done that. Hopefully, the bankruptcy will leave these vermin with exactly what I'd wish for them: zero. My lawyer kind of helped restore my faith that not all lawyers are ambulance-chasing bugs who feed off the misery of others.

So, it all begins again. I'm setting a goal for myself. With my new company, there seems to be a lot of room for advancement. The first attainable promotion for me would be an assistant manager position, and that is in my sights. I will get it done. I will become successful again. I will be able to put the vermin like Saldutti and the "law" firm of Pressler & Pressler, and the bloodsuckers like Cablevision far behind me. My lawyer will take care of the parasites, and Verizon FIOS will happily replace my former cable provider. (Verizon, by the way, offers excellent DSL service that's half the price and twice the quality of Cablevision's products, so it's a win-win).

We're still hoping to work things out with our bank regarding the mortgage. I'm desperately hoping to keep my home and keep my kids and I together here. US Bank has been very patient with us, so I don't really blame them if they go ahead and foreclose, but I'm hoping with my new start to turn that situation around too. Keep your fingers crossed?

Thanks for reading!