Step Three

Let's keep this one short and sweet. My feelings about bankruptcy were explained earlier. However...

I started contacting creditors to make amends. I informed them that I was working. I currently make less than  $30,000 base. It's awful. But it's a start. I wanted part of that income to go toward resolving my debts. However, firms like Saldutti, LLC and Pressler & Pressler wanted no part of negotiations. I wasn't looking to reduce the amounts owed, I was just asking for a longer timetable to pay my debts.

They offered no compromise or allowances. They wanted their money. Period. They sued and won. (who could afford a lawyer?) These particular bloodsuckers were ruthless in their pursuits of my money, with Saldutti being the more awful of the two. They sent a Sheriff to my home to try and access my and my family's personal belongings. I wasn't home at the moment the Sheriff showed, and my kids were frightened out of their skin. My oldest asked them to come back when I returned home, which turned out to be a good move. We were allowed, legally, to refuse them entry. I find it hard to believe that any respectable company would want to take my kids' things in order to to satisfy a debt. My daughter's dolls? My son's tv? This is what the evil Saldutti wanted to take.

I now know why people hate lawyers.

But I figure the only way to beat these so-called "attorneys at law" is hire a real attorney at law and avail myself of the protection of the bankruptcy laws. Instead of getting the money from me the best way I could pay, they'll get nothing. My son's TV? Really?

I hope there is an especially warm place in Hell for the likes of Mr Saldutti and his band of leeches. And I hope there's another couple of hotseats for Mssrs. Pressler and Pressler.

More later