Saturday, October 28, 2006

Discover This

So I had my first run-in with loan sharks this week.

Seems as though Discover Bank, Member FDICA Morgan Stanley Company, has taken on some new business practices. I'm not sure it "pays to Discover"

Ok, so long story short. I was taking someone in to have surgery. Before we left, her phone rang, and she, unfortunately, answered the call. It was someone from "Discover Card" calling to remind her that her monthly payment was overdue.

Hey, it happens. This woman is not a deadbeat. She ran into some medical difficulties, which required surgery. She told the woman on the phone that she would log into the account and make the payment ASAP.

That's a lot nicer than my answer would have been. This account is not delinquent. The "overdue amount" is $175.

One Hundred Seventy Five Dollars.

What's the big deal, you ask?

That was Wednesday morning at 8:45 AM.

Between 8:45 AM Wednesday. and 9 PM (yes, 9 PM) Friday evening, these thugs called her house 17 times.

17 times...for a 175 dollar overdue monthly payment. It was only due on October 15th. So it was 10 days late at the time of the 1st call.

17 phone calls in 2 and 1/2 days. It's in the caller ID log. I'm almost tempted to publish the number so that all my friends can call and leave happy greetings (it's not the 800 number we see in their perky ads!)

I stopped them at 17 calls. I had logged onto her account and paid the overdue bill. Because it was Friday evening, I guess the Bookie's computers didn't reflect that. So when call number 17 came, I told them if they called again, they'd be hearing from her attorney. These leeches are not, contrary to popular belief, allowed to call you like that. It's harassment to do so. I reminded them of that.

The calls stopped.

So did my account with Discover. After seeing how they conduct their business with her, I decided someone else would be getting all the interest off of my money. I'd have gone nuts after 2 calls.

It pays to Discard.


  1. You are a good friend....what a bunch of A-holes. I do not have a discover card and I am now pround og that fact!

  2. You are a good friend....what a bunch of A-holes. I do not have a discover card and I am now pround og that fact!

  3. You go, Jimmy! Ironically, yesterday, I canceled my discover card....not knowing about your story of course.
    They're pains in the asses.


  4. Anonymous2:30 PM

    I hate Discover. You are a good friend.


  5. Way to go, Jimmy! I stopped using my Discover card a good while ago. It just didn't do it for me. And I didn't even have any late payments.

    How kind of you to help out a friend in need. But, I am not surprised. It is who and how you are.



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